Get Free Help →
Open Enrollment · Licensed Agents · No Cost to You

See if you qualify for a $0 or low-cost health plan in New Jersey.

Most New Jersey residents qualify for financial help on their ACA plan. Get free help from a licensed New Jersey agent to check your subsidy and enroll — no obligation.

Get My Free Quote →

Free help from a licensed New Jersey agent · No obligation

✓ Licensed insurance agents✓ $0 cost to use us✓ Free help from a licensed agent✓ Every subsidy you qualify for

How it works

Getting covered takes about 5 minutes — all online.

1

Check your subsidy

See how much financial help you qualify for instantly.

2

Compare plans

See every New Jersey plan side by side with your subsidy applied.

3

Get help enrolling

A licensed New Jersey agent helps you enroll through Get Covered New Jersey.

ACA health insurance by city in New Jersey

Local guides for the biggest New Jersey metros.

Newark, NJ

See ACA plans & subsidies for Newark residents.

View Newark →

Jersey City, NJ

See ACA plans & subsidies for Jersey City residents.

View Jersey City →

Paterson, NJ

See ACA plans & subsidies for Paterson residents.

View Paterson →

Elizabeth, NJ

See ACA plans & subsidies for Elizabeth residents.

View Elizabeth →

Trenton, NJ

See ACA plans & subsidies for Trenton residents.

View Trenton →

Popular guides

Straight answers about ACA coverage and subsidies in New Jersey.

New Jersey ACA Subsidy Income Limits for 2026 (Do You Qualify?)$0 Health Insurance Plans in New Jersey: How to Qualify (2026)Cheapest Health Insurance in New Jersey for 2026Does New Jersey Have a Health Insurance Marketplace? (2026)New Jersey Open Enrollment 2026: Dates & How to EnrollHow to Enroll in Obamacare in New Jersey (Step by Step, 2026)

Common questions

Do I qualify for an ACA subsidy in New Jersey?+
Many New Jersey residents do. Subsidies are based on household size and income. A quick check shows exactly how much help you qualify for — often enough to make your plan $0/month.
How much does health insurance cost in New Jersey after subsidies?+
After subsidies, many New Jersey residents pay $0–$100/month. Your exact price depends on your income and household. Check your subsidy to see real plans and prices.
How do I get help enrolling in New Jersey?+
New Jersey uses its own state marketplace, so we help you enroll directly. Submit your info and a licensed New Jersey agent will reach out to check your subsidy and guide you through enrollment — free, no obligation.
When can I enroll in an ACA plan in New Jersey?+
Open Enrollment is the main window each year. Outside it, you can enroll if you have a qualifying life event such as losing coverage, moving, marriage, or a new baby.
Does it cost anything to use a licensed agent?+
No. Our help is free — licensed agents are paid by the carriers, not by you, and you pay the same price you would on your own.

Get free help enrolling in a New Jersey plan

Tell us how to reach you and a licensed New Jersey agent will help you check your subsidy and enroll through Get Covered New Jersey — free, no obligation.

By submitting you agree to be contacted by a licensed agent. Free, no obligation.